Privacy Policy

Introduction

Pixerfect LLP ("we", "us", or "our") operates Voxpense, an AI-powered budget and expense management application. This Privacy Policy explains what information we collect, how we use it, and the choices you have. By using Voxpense, you agree to the practices described here.

Voxpense is built around privacy. We do not require you to connect your bank account, debit card, or credit card, and we never ask for your banking credentials.

Information We Collect

We collect only the information needed to provide and improve the app:

• Account information — such as your name and email address when you create an account.
• Financial data you enter — the income, expenses, budgets, savings goals, and recurring payments you add manually or by voice. This data represents a virtual account you maintain yourself; it is never pulled from a real bank.
• Voice input — when you use voice expense tracking, your spoken command is processed to extract the amount, category, and context of a transaction.
• Usage and device information — basic technical data such as app version, device type, and diagnostic logs used to keep the app stable and secure.

How We Use Your Information

• To create and manage your account.
• To record and categorize your income and expenses, including from voice commands.
• To generate budgets, savings-goal progress, reports, and spending analytics.
• To automate recurring expenses you schedule with AutoPay.
• To improve the accuracy of our AI and the overall app experience.
• To keep the service secure and to comply with legal obligations.

Voice Data

Voice commands are processed to understand the amount, category, and context of a transaction so it can be recorded automatically. We use voice input for the purpose of creating your transactions and improving recognition accuracy. Voxpense supports multiple languages, including English and Hindi.

No Bank Account Required

Voxpense is designed for people who want to manage their finances without sharing bank credentials. We never require access to your bank account, debit card, or credit card. Your banking credentials remain entirely private because we never collect them.

How We Share Information

We do not sell your personal information. We may share limited information only with:

• Service providers who help us operate the app (for example, cloud hosting or AI processing), bound by confidentiality obligations.
• Authorities when required by law, regulation, or valid legal process.
• A successor entity in connection with a merger, acquisition, or sale of assets, subject to this Privacy Policy.

Data Security

We use industry-standard technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction. No method of transmission or storage is completely secure, but we work continuously to safeguard your data.

Data Retention

We retain your information for as long as your account is active or as needed to provide the service. You may delete your data or account at any time, after which we will remove your personal information except where retention is required by law.

Your Rights

Depending on your location, you may have the right to access, correct, export, or delete your personal information, and to object to or restrict certain processing. To exercise these rights, contact us using the details below.

Children's Privacy

Voxpense is not directed to children under 13 (or the minimum age required in your jurisdiction), and we do not knowingly collect personal information from them. If you believe a child has provided us with personal information, please contact us so we can remove it.

Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the “Last updated” date above and, where appropriate, provide additional notice within the app.

Contact Us

If you have questions about this Privacy Policy or your data, contact us at privacy@voxpense.app or support@voxpense.app.